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80% of Home Owners Better than 80 LTV

Jan 9, 2018 by

80% of home owners are at 80 LTV or better according to Black Knight.

The post 80% of Home Owners Better than 80 LTV appeared first on National Real Estate Post.

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Pending Home Sales Inch Up 0.2 Percent in November

Dec 27, 2017 by

Pending home sales were mostly unmoved in November, inching up 0.2 percent in the National Association of REALTORS® (NAR) Pending Home Sales Index (PHSI). The PHSI posted 109.5 in November, up from 109.3 in October. The Index is based on contract signings.

Lawrence Yun, NAR chief economist, says contract signings mustered a small gain in November and were up annually for the first time since June. “The housing market is closing the year on a stronger note than earlier this summer, backed by solid job creation and an economy that has kicked into a higher gear,” he said. “However, new buyers coming into the market are finding out quickly that their options are limited and competition is robust. Realtors® say many would-be buyers from earlier this year, stifled by tight supply and higher prices, are still trying to buy a home.”

The PHSI in the Northeast jumped 4.1 percent to 98.9 in November, and is now 1.1 percent above a year ago. In the Midwest the index rose 0.4 percent to 105.8 in November, and is now 0.8 percent higher than November 2016.

Pending home sales in the South decreased 0.4 percent to an index of 123.1 in November but are still 2.5 percent higher than last November. The index in the West declined 1.8 percent in November to 100.4, and is now 2.3 percent below a year ago.

Yun forecasts for existing-home sales to finish 2017 at around 5.54 million, which is an increase of 1.7 percent from 2016 (5.45 million). The national median existing-home price this year is expected to increase around 6 percent. In 2018, Yun anticipates essentially no change (a decline of 0.4 percent) in existing sales (5.52 million), and price growth to moderate to around 2 percent.

One of the biggest questions heading into 2018, according to Yun, is if the depressed levels of available supply can improve enough to slow price growth and make buying a home more affordable. While last month’s significant boost in existing sales was noteworthy, it did come with some concerns. Sales prices were up 5.8 percent – more than double wage growth – and the 3.4-month supply of homes on the market was the lowest since NAR began tracking in 1999.

“The strengthening economy, and expectation that more millennials will want to buy, serve as promising signs for solid homebuying demand next year, while also putting additional pressure on inventory levels and affordability,” said Yun. “Sales do have room for growth in most areas, but nationally, overall activity could be slightly negative. Markets with high home prices and property taxes will likely feel some impact from the reduced tax benefits of owning a home.”

For more information, please visit www.nar.realtor.

For the latest real estate news and trends, bookmark RISMedia.com.

The post Pending Home Sales Inch Up 0.2 Percent in November appeared first on RISMedia.

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Tips on Christmas Decor Home Staging

Dec 17, 2017 by

By Merri Cvetan, guest contributor

StyledStagedSold_Image1If you’re staging your home during this time of the year, adding a bit of holiday cheer to your decor can make a big impression on potential buyers. Use these tips to create a simple, polished look that puts your home in its best light this holiday season.

Choose the Right Christmas Tree

When showing your home, include holiday decor that allows potential buyers to picture themselves in the space. For example, choose a tree that allows other aspects of your home to shine. Your living room or entryway will look bigger if you opt for a small artificial tree over a 6-foot live pine. An artificial tree is also less messy than a real one, meaning your home will always be neat and tidy and ready for the next showing.

Light It Up

StyledStagedSold_Image2

The Christmas light possibilities are endless, but when you’re staging a home for sale, think simple and low-key and stick to one style. An over-the-top display might not reflect the tastes of your potential buyers, and too many decorations can take away from the room itself.

Take advantage of the many styles of Christmas tree lights available to give your home an understated yet inviting holiday look. Opt for something different, like an artificial white tree decorated with white LED lights. Finally, choose ornaments and trim that coordinate with the lights. Add a few silver and red ornaments for extra sparkle and color. It’s just enough Christmas for your family to enjoy without overpowering the room.

Decorate Your Mantel

Traditional Christmas Fireplace

The fireplace is an important focal point. Keep it simple and elegant to help potential buyers imagine opening their own Christmas gifts around a roaring fire.

Don’t completely cover the mantel. Pack away any personal family photos or the kids’ school crafts. Drape a garland across the mantel, allowing the branches to hang over the edge. A string of simple white LED lights adds just enough illumination to highlight the fireplace.

Add a few candles and a simple vase to reflect the light. A rustic wreath on the wall above the mantel completes the scene without distracting from the main event. This style is classic enough to appeal to a variety of buyers while still capturing the holiday spirit.

Don’t Forget the Exterior

Christmas Door

Increase your curb appeal and make a good impression from the get-go by decorating the outside of your home. Consider your neighborhood, too–if all of your neighbors have lights and outdoor decorations, you don’t want to be the only home without them.

Keep things simple and easy with a festive wreath on the door to greet potential buyers. Wrap a garland or string of lights around your front porch (or hang them around your entryway), then finish the look with lanterns or a potted evergreen. Finally, make sure your walkway is clear of snow or ice.

Welcome Buyers With the Spirit of the Holidays

During an open house, create the feel of a festive holiday party by offering seasonal snacks like gingerbread cookies, candy canes, hot chocolate, and apple cider. Keeping mulled hot apple cider simmering on the stove will also make the whole house smell good. Light a fire in your fireplace to make the home feel cozy and warm, helping visitors envision living there. When it comes to impressing potential buyers, these small touches can make all the difference.

MerriABOUT THE AUTHOR: Merri Cvetan is an interior designer who writes about home decor topics for The Home Depot. See more from The Home Depot on holiday lighting and decorating ideas here


Styled, Staged & SoldStyled, Staged & Sold

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Tips on Christmas Decor Home Staging

Dec 16, 2017 by

By Merri Cvetan, guest contributor

StyledStagedSold_Image1If you’re staging your home during this time of the year, adding a bit of holiday cheer to your decor can make a big impression on potential buyers. Use these tips to create a simple, polished look that puts your home in its best light this holiday season.

Choose the Right Christmas Tree

When showing your home, include holiday decor that allows potential buyers to picture themselves in the space. For example, choose a tree that allows other aspects of your home to shine. Your living room or entryway will look bigger if you opt for a small artificial tree over a 6-foot live pine. An artificial tree is also less messy than a real one, meaning your home will always be neat and tidy and ready for the next showing.

Light It Up

StyledStagedSold_Image2

The Christmas light possibilities are endless, but when you’re staging a home for sale, think simple and low-key and stick to one style. An over-the-top display might not reflect the tastes of your potential buyers, and too many decorations can take away from the room itself.

Take advantage of the many styles of Christmas tree lights available to give your home an understated yet inviting holiday look. Opt for something different, like an artificial white tree decorated with white LED lights. Finally, choose ornaments and trim that coordinate with the lights. Add a few silver and red ornaments for extra sparkle and color. It’s just enough Christmas for your family to enjoy without overpowering the room.

Decorate Your Mantel

Traditional Christmas Fireplace

The fireplace is an important focal point. Keep it simple and elegant to help potential buyers imagine opening their own Christmas gifts around a roaring fire.

Don’t completely cover the mantel. Pack away any personal family photos or the kids’ school crafts. Drape a garland across the mantel, allowing the branches to hang over the edge. A string of simple white LED lights adds just enough illumination to highlight the fireplace.

Add a few candles and a simple vase to reflect the light. A rustic wreath on the wall above the mantel completes the scene without distracting from the main event. This style is classic enough to appeal to a variety of buyers while still capturing the holiday spirit.

Don’t Forget the Exterior

Christmas Door

Increase your curb appeal and make a good impression from the get-go by decorating the outside of your home. Consider your neighborhood, too–if all of your neighbors have lights and outdoor decorations, you don’t want to be the only home without them.

Keep things simple and easy with a festive wreath on the door to greet potential buyers. Wrap a garland or string of lights around your front porch (or hang them around your entryway), then finish the look with lanterns or a potted evergreen. Finally, make sure your walkway is clear of snow or ice.

Welcome Buyers With the Spirit of the Holidays

During an open house, create the feel of a festive holiday party by offering seasonal snacks like gingerbread cookies, candy canes, hot chocolate, and apple cider. Keeping mulled hot apple cider simmering on the stove will also make the whole house smell good. Light a fire in your fireplace to make the home feel cozy and warm, helping visitors envision living there. When it comes to impressing potential buyers, these small touches can make all the difference.

MerriABOUT THE AUTHOR: Merri Cvetan is an interior designer who writes about home decor topics for The Home Depot. See more from The Home Depot on holiday lighting and decorating ideas here


Styled, Staged & SoldStyled, Staged & Sold

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Tips on Christmas Decor Home Staging

Dec 15, 2017 by

By Merri Cvetan, guest contributor

StyledStagedSold_Image1If you’re staging your home during this time of the year, adding a bit of holiday cheer to your decor can make a big impression on potential buyers. Use these tips to create a simple, polished look that puts your home in its best light this holiday season.

Choose the Right Christmas Tree

When showing your home, include holiday decor that allows potential buyers to picture themselves in the space. For example, choose a tree that allows other aspects of your home to shine. Your living room or entryway will look bigger if you opt for a small artificial tree over a 6-foot live pine. An artificial tree is also less messy than a real one, meaning your home will always be neat and tidy and ready for the next showing.

Light It Up

StyledStagedSold_Image2

The Christmas light possibilities are endless, but when you’re staging a home for sale, think simple and low-key and stick to one style. An over-the-top display might not reflect the tastes of your potential buyers, and too many decorations can take away from the room itself.

Take advantage of the many styles of Christmas tree lights available to give your home an understated yet inviting holiday look. Opt for something different, like an artificial white tree decorated with white LED lights. Finally, choose ornaments and trim that coordinate with the lights. Add a few silver and red ornaments for extra sparkle and color. It’s just enough Christmas for your family to enjoy without overpowering the room.

Decorate Your Mantel

Traditional Christmas Fireplace

The fireplace is an important focal point. Keep it simple and elegant to help potential buyers imagine opening their own Christmas gifts around a roaring fire.

Don’t completely cover the mantel. Pack away any personal family photos or the kids’ school crafts. Drape a garland across the mantel, allowing the branches to hang over the edge. A string of simple white LED lights adds just enough illumination to highlight the fireplace.

Add a few candles and a simple vase to reflect the light. A rustic wreath on the wall above the mantel completes the scene without distracting from the main event. This style is classic enough to appeal to a variety of buyers while still capturing the holiday spirit.

Don’t Forget the Exterior

Christmas Door

Increase your curb appeal and make a good impression from the get-go by decorating the outside of your home. Consider your neighborhood, too–if all of your neighbors have lights and outdoor decorations, you don’t want to be the only home without them.

Keep things simple and easy with a festive wreath on the door to greet potential buyers. Wrap a garland or string of lights around your front porch (or hang them around your entryway), then finish the look with lanterns or a potted evergreen. Finally, make sure your walkway is clear of snow or ice.

Welcome Buyers With the Spirit of the Holidays

During an open house, create the feel of a festive holiday party by offering seasonal snacks like gingerbread cookies, candy canes, hot chocolate, and apple cider. Keeping mulled hot apple cider simmering on the stove will also make the whole house smell good. Light a fire in your fireplace to make the home feel cozy and warm, helping visitors envision living there. When it comes to impressing potential buyers, these small touches can make all the difference.

MerriABOUT THE AUTHOR: Merri Cvetan is an interior designer who writes about home decor topics for The Home Depot. See more from The Home Depot on holiday lighting and decorating ideas here


Styled, Staged & SoldStyled, Staged & Sold

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