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Document Checklist

Required Documents

Here is a simple list of what you will need if you are planning to purchase a new home or if you are refinancing an existing mortgage:

  • Pay stub(s) for most recent 30-days
  • W2’s for most recent (2) years (2013 and 2014)
  • Bank statement (2) month ALL PAGES (If statement says 1 of 4, we need all 4 pages). Must have name and account number on statements
  • Retirement Accounts – (2) most recent statement ALL PAGES. If you need these funds for closing or reserve requirements, you will need to provide terms of repayment for a 401k loan
  • Personal 1040 FEDERAL Tax Returns for past (2) years – all schedules and ALL PAGES especially if you’re self-employed or are commissioned earning over 25% of your income from commissions 
  • Business Tax Returns (ALL PAGES and Schedules including K1’s) if self-employed or if you own more than 25% of a business
  • Proof of homeowner’s insurance Declaration Page showing annual premium, agent’s name, phone number amount of annual premium or paid receipt
  • Copy of current Mortgage Statement if refinancing
  • Divorce Decree – ALL PAGES if divorced or paying or receiving child support
  • Copy of Green Card or Visa if non-citizen – front and back
  • Driver’s License – copy of front and back

Contact us today!

David Levitt
NMLS ID# 697457
(248) 330-5888 Cell Direct
(248) 232-0307 Fax
dlevitt@horizonfinancialgroup.com

Horizon Financial Group
30665 Northwestern Hwy. Suite 110
Farmington Hills, MI 48034

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