Document Checklist

Required Documents


Here is a simple list of what you will need if you are planning to purchase a new home or if you are refinancing an existing mortgage:

  • Pay stub(s) for most recent 30-days
  • W-2’s for most recent (2) years (2016 and 2017)
  • Bank statement (2) monthALL PAGES(If statement says 1 of 4, we need all 4 pages). Must have name and account number on statements
  • Retirement Accounts (2) most recent statementALL PAGES.If you need these funds for closing or reserve requirements, you will need to provide terms of repayment for a 401k loan
  • Personal 1040FEDERALTax Returns for past (2) years – all schedules andALL PAGESespecially if you’re self-employed or are commissioned earning over 25% of your income from commissions
  • Business Tax Returns (ALL PAGES and Schedules including K1’s) if self-employed or if you own more than 25% of a business
  • Proof of homeowners insurance Declaration Page showing annual premium, agents name, phone number amount of annual premium or paid receipt
  • Copy of current Mortgage Statement if refinancing
  • Divorce Decree -ALL PAGESif divorced or paying or receiving child support
  • Copy of Green Card or Visa if non-citizen front and back
  • Drivers License copy of front and back

Contact us today!

David Levitt
NMLS ID# 697457
(248) 330-5888 Cell Direct
(248) 256-9994 Fax

Somerset Lending Corp
640 W. University Dr.
Rochester Hills, MI 48307

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